Fintech and law: what regulation for new entrants in the banking and financial sector?

Summary "FinTech" - a contraction of "financial technology" - has taken hold in the media and sounds like a death knell for the traditional banking and financial world: are fintechs, which are disrupting business models, challenging regulatory models? Do they generate new risks? Could they be a danger for global finance? These new entrants to the financial sector, who bring innovation and sometimes disruption, are also potential partners that need to be regulated when they offer regulated services and products. The difficulty lies in finding the right balance between the desire to promote innovation, on the one hand, and the concern to protect consumers and public order, on the other. Regulators and supervisors in many countries, including France and Belgium, have taken up this challenge. With their combined approach of national, European and comparative law, which places the issue in its evolving and international context, the authors offer an educational, clear and concise book on the regulatory issues, the responses - provided or desirable - of the still nascent fintech sector (new payment players, blockchain, participatory finance, robo-advisors, new services stemming from Big Data, etc.)