The Institut Louis Bachelier has just released the fourth issue of its “ILB Methods” collection, devoted to active risk management for sustainable retirement savings. It was produced with the participation of Aymeric Kalife, CEO of iDigital Partners & Associate Professor at Paris Dauphine University.

While retirement savings can be an interesting investment vehicle for preparing for the aftermath of working life, it must meet two conditions: generate returns and minimise risks. However, in order to achieve these objectives, retirement savings face several obstacles.

Low interest rates and recurrent stock market crashes

In fact, on the one hand, the generation of returns is being challenged by the low interest rates of recent years, which are likely to continue. On the other hand, the volatility and turmoil of the financial markets increase the risks.

For a detailed explanation of how to actively manage risk for sustainable retirement savings, watch the ILB Methods HERE.