A hub for state-of-the-art sustainable finance R&D projects
Who we are

Guiding financial decision makers towards low-carbon and positive impact solutions

We are a team of ESG analysts working in tandem with the Data lab comprising a range of different technical backgrounds (corporate and market finance, climate change, social impact assessment, and more) dedicated to accelerating the allocation of financial assets to sustainable solutions. Our team aims at guiding financial decision makers towards low-carbon and positive impact solutions.
Portfolio
climate
alignment
Develop tailor made methodologies to estimate alignment of financial portfolios with climate scenarios. We co-develop strategies to drive emission reduction of investments (GFANZ commitments).
Regulation
compliance
Creating and supporting the implementation of ESG risk management techniques in compliance with sustainable finance regulation (SFDR, Taxonomy…).
Financial
engineering
for green
solutions
Support organizations searching to finance their low-carbon solutions. We integrate financial expertise and environmental sciences.
Financial
engineering
for green
solutions
Study of correlation and causality between extra-financial (ESG) criteria and financial performance of assets.
case studies

Net Zero alignment for credit providers

We are a team of ESG analysts working in tandem with the Data lab comprising a range of different technical backgrounds (corporate and market finance, climate change, social impact assessment, and more) dedicated to accelerating the allocation of financial assets to sustainable solutions. Our team aims at guiding financial decision makers towards low-carbon and positive impact solutions.

Created a state-of-the-art methodology to estimate carbon emissions of an auto loan portfolio. Modeled the portfolio’s current Net Zero scenario alignment and the effects of carbon reduction actions to reduce future emissions.

Why?
To create the tools that identify the main sources of the portfolios emissions and pilot its Net Zero strategy to comply with the corresponding NZBA commitments.
• Developed a predictive model to estimate vehicles’ carbon emissions through vehicle criteria (motorization, age, weight…) and driver data (income, age…).
• Applied these emissions metrics to estimate the portfolio’s level of alignment with a Net Zero climate scenario.
• Modeled the expected effects of the bank’s action to reduce emissions of the financed vehicles.
• All analyzes were developed at country specific level: climate scenarios, climate alignment, automotive sector, personal loans structure...

Net Zero alignment for insurance providers

We are a team of ESG analysts working in tandem with the Data lab comprising a range of different technical backgrounds (corporate and market finance, climate change, social impact assessment, and more) dedicated to accelerating the allocation of financial assets to sustainable solutions. Our team aims at guiding financial decision makers towards low-carbon and positive impact solutions.

We have developed the first methodology in the world that enables the measurement of the entire insurance value chain for car claims-specifically for collisions and glass breakage-through collaboration with assistance providers, experts, and insurers.

Why did we create this?
Insurers, like other financial institutions, are increasingly required to comply with regulatory standards on non-financial reporting, including the disclosure of CO₂ emissions. However, accurately assessing emissions across the full claims value chain has been a challenge-until now.
Our methodology provides a breakthrough by enabling companies to:
• Measure emissions across the full value chain, identifying the processes that generate the most and least emissions.
• Reveal actionable insights and potential levers for decarbonization.
• Automate calculations, allowing insurers to generate traceable, timely results that align with evolving regulatory requirements.
Scale internationally, thanks to a well-designed and adaptable framework that can be deployed in different markets and regulatory contexts.

This innovation supports insurers not only in meeting their sustainability goals but also in reporting with confidence and transparency.

case studies

Shallow Geothermal Project Finance

We are a team of ESG analysts working in tandem with the Data lab comprising a range of different technical backgrounds (corporate and market finance, climate change, social impact assessment, and more) dedicated to accelerating the allocation of financial assets to sustainable solutions. Our team aims at guiding financial decision makers towards low-carbon and positive impact solutions.

Developed a financial engineering model to estimate the investment risk return profile of geoenergy (shallow geothermal) projects for heating and cooling buildings.

Why?
To facilitate the financing of shallow geothermal installations: a lowcarbon heating and cooling solution not frequently adopted cause it is CAPEX intensive.
• Studied the different existing possibilities to finance CAPEX intensive long-term low emission energy projects.
• Developed financial engineering model to estimate projects’ risk-return profile: applying project specific thermal engineering criteria (coefficient of performance, estimated energy consumption…) and financial criteria (share of debt and equity, interest rate…) generate expected return and risk metrics under different scenarios.
• Analyzed how environmental gains (emission reduction, through an LCA approach) may benefit financing (regulation compliance and carbon credits).

videos

Watch the showreel

We are a team of ESG analysts working in tandem with the Data lab comprising a range of different technical backgrounds (corporate and market finance, climate change, social impact assessment, and more) dedicated to accelerating the allocation of financial assets to sustainable solutions. Our team aims at guiding financial decision makers towards low-carbon and positive impact solutions.
Hello we are esg lab //
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